SmileOdontics - "a great smile is a good investment" » Financial

No Interest – No Kidding!

admin — Tue, 02 Feb 2010 18:57:07 +0000

We are happy to announce that Chase Health Advantage is now working with our patients to offer a No Interest Payment Option.

CLICK HERE to begin Your Application

How Does Orthodontic Insurance Work?

admin — Fri, 10 Oct 2008 18:06:12 +0000

As a standard rule, Orthodontic Coverage is a special coverage that may or may not be included with your Dental Plan. It is usually a separate benefit to the General Dentistry coverage and the benefits are typical to be 50% of cost UP TO a Lifetime Max. Each plan max is different and can be as little as $500 up to as much as $3000 (in our year’s of experience this is what we’ve seen.)

Some key points I like to explain to patients who may be considering getting orthodontic insurance is to make sure the BENEFIT outweighs the COST…meaning: insurance for a specific purpose such as orthodontic may require a set amount of time BEFORE benefits kick in (verify if there is a WAITING PERIOD) to determine if the plan cost $$ x the number of months needed to get the benefit = or is LESS THAN the actual benefit that would be received. In most cases, orthodontic treatment could be held off starting until insurance benefits would kick-in, but there are some instances that waiting on treatment could extend the amount / type of treatment otherwise. CONSULT with your orthodontist first to decide what you need to do for the most benefit of the patient.

Treatment Cost – Insurance = Patient Balance which we are happy to make an arrangement with you for the payment of the balance. Our Outside Office Plans include: Springstone, Care Credit and if neither of those will work for your budget then we do have an In-Office Plan.

We accept most major insurance plans and are happy to check your benefits level at our FREE Consultation. If you have specific questions, feel free to give us a call at 513-229-3100.

Patient Financing

admin — Fri, 03 Oct 2008 17:02:42 +0000

We have Options for You! Decide which program works best for your budget:

Springstone Patient Financing is available for treatment from $2,000 and up, with fixed rate payment options as low as 5.99%, no initial payment and no payment for six weeks. (There is also NO prepayment penalty.) Check out their website for additional information!

Springstone Financing

CareCredit is another source of patient financing for you to consider. Benefits to this program is that you can use the “credit” in any participating medical, dental, vision and other provider offices; as a revolving line of credit you are approved for a specific limit – as you pay down you can reuse anywhere CareCredit is accepted. (Great for families who may be having multiple patients go through orthodontic treatment over a period of years.) CareCredit also has No Interest Payment Plans, and extended length of payment plans to accommodate your budget more easily. Financing is available for treatment in whatever dollar amount you need. Check out their website for additional information!

Care Credit Financing

We are happy to work out a plan should either of these plans NOT work for your budget, just talk with us and let us know what you would like to be able to do in getting started with your treatment.